In 2025, XRP's price peaked at $3.66 but subsequently fell to $1.58, marking a significant decline of 50%. Despite key achievements such as the resolution of a lengthy lawsuit with the SEC and the launch of spot ETFs in the US, the anticipated $5 price target proved unattainable for the cryptocurrency.
Ripple Labs' settlement with the SEC in May led to XRP reaching a seven-year high in July, only for the price to drop 25% shortly afterward. Additionally, XRP's listing as a potential candidate for the US “Digital Asset Reserve” initially boosted prices by over 30%, but subsequent restrictions limited its impact.
Institutional interest in XRP ETFs has been strong, with inflows exceeding $1.06 billion and total assets surpassing $1.14 billion. However, despite this positive trend in ETF investments, overall demand for XRP remains weak, signaling potential further declines in 2026 as analysts caution about the possibility of the price dropping below $1.