mBridge's $55B in cross-border payments signals a shift in global finance dynamics

mBridge's $55B in cross-border payments signals a shift in global finance dynamics

mBridge's cross-border transactions have surged to over $55 billion, driven by China's digital yuan's dominance, signaling a shift in global payment systems and reducing dollar dependency.

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The mBridge platform, which facilitates cross-border digital currency transactions, has surpassed $55 billion in total processed transactions. This milestone reflects a significant growth trajectory, with over 4,000 transactions settled since the platform's inception.

Central banks from mainland China, Hong Kong, Thailand, the United Arab Emirates, and Saudi Arabia are currently testing this multi-central bank digital currency (CBDC) initiative. Notably, the digital yuan, or e-CNY, constitutes approximately 95% of the total settlement volume on mBridge, showcasing its critical role in the platform's operations.

Additionally, the People's Bank of China has reported that the e-CNY has conducted around 3.4 billion transactions, amounting to roughly $2.4 trillion, marking an increase of over 800% from the previous year. In a move to further promote the digital yuan's adoption, the central bank plans to allow commercial banks to offer interest on e-CNY wallet balances, transitioning it into a more versatile currency.

These advancements signify a strategic push for the yuan's internationalization and aim to establish alternative payment systems that lessen reliance on traditional dollar-based frameworks.

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